How to build a realistic cost-of-living budget abroad
City averages are a starting point. Your household, housing choice and everyday routine determine the budget that matters.
THE JOURNAL

Maya Sen is an editorial pen name used for the publication’s living-abroad and cultural-adjustment guides. The editorial focus is on the ordinary details that make an international move work: preparing documents, comparing household costs, establishing routines and asking useful questions before committing to a home. Articles separate general planning ideas from immigration, healthcare and tax rules, directing readers to the relevant authorities for their circumstances. The profile does not claim lived experience in every country covered or qualifications in immigration or relocation advice. Maya is a disclosed editorial persona, and the accompanying portrait is an illustration rather than a photograph of a staff member.
City averages are a starting point. Your household, housing choice and everyday routine determine the budget that matters.
Start with the decisions that unlock everything else, then make room for the details that turn arrival into everyday life.